
Home
Homeowners insurance protects you, your home and belongings from a variety of unexpected events. The standard policy includes coverage for dwelling, other structures, personal property, loss of use of your home after damage by a covered peril. The policy will also help pay to repair or replace your home and belongings if they are damaged by perils covered, such as fire, water damage or theft.
It may also help cover costs if you accidentally damage another person’s property or if a visitor is injured at your home.
Condo
Condo owners have different needs than renters and single-family homeowners, which is why the condo insurance policy was created. Condo insurance building property coverage largely protects the interior of your unit, which includes the floor, interior walls, cabinetry, sinks, tile and any other permanent fixture inside and loss of use if the damage prevents you from living inside your unit while it’s being repaired.
Condo insurance protects the interior of your condo and your personal belongings when they’re damaged or stolen. The building’s master policy insures the exterior of the building and covers its common areas up to a specified limit. Liability coverage is included in the Condo policy for bodily injury or property damage to the public.
Fire
Dwelling Fire or Tenant Occupied policies are for second homes or rental homes. Dwelling fire policies usually provide little or no contents coverage, while homeowners policies aim to cover most of your belongings.
Dwelling fire policies often offer property owners protection against the hazards of - Fire, explosions, vandalism and some weather related occurrences such as wind and lightning. Unlike a typical home insurance policy, which covers everything except for listed exclusions.
Auto
Car insurance protects you from the financial risks you could incur by causing bodily injury or damage to another driver. It also protects your property inside your vehicle if the car is vandalized.
We give you liability coverage, both for bodily injury and property damage; personal injury protection, which helps you and the people in your car; collision coverage, for damage to your car in an accident; comprehensive coverage, for the theft or vandalism of your car and more.
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